Car servicing myths debunked: Why Hoot Cover wins

Keeping your car running smoothly is crucial, but navigating the world of car servicing can be daunting.  Let’s dispel some common misconceptions about car servicing and shed light on the benefits of Hoot’s service plan that provides full cover.

Myth #1: I can skip a service if my car seems fine

Fact: Regular servicing isn’t just about fixing problems when they arise. It’s about keeping your car in good driving condition. A qualified mechanic can identify minor issues before they become major, potentially saving you money and preventing breakdowns on the road. Hoot’s plans cover your car’s scheduled services, including all manufacturer-specified parts, labour and oil for both minor and major services. No maintenance extras, just the full service your car needs, covered in full.

Myth #2: My service plan covers everything, including wear and tear items

Fact: Most service plans don’t include everyday wear and tear items like brake pads, wiper blades or batteries. That means you could still be covering those out of your own pocket.

Hoot’s Service Plan gives you full cover for your car’s manufacturer-specified services, including parts, labour and oil. On top of that, you get a R500 bonus in Wear and Tear cover with every service. It’s built in to give you added value where it matters.

Looking for even more wear and tear cover? Just add Hoot’s Wear and Tear Plan. It gives you the flexibility to choose your cover amount and claim for specific items like brake pads, batteries, wipers, brake discs and minor electrical components.


Myth #3: All service plans are easy to understand

Fact: Service plans can vary in how they’re structured, and it’s not always easy to see what’s included. Hoot makes it simple. Our policy limits are clear, our process is transparent, and your car gets the service it needs, when it needs it.

Myth #4: Newer cars don’t need regular servicing

Fact: Modern cars are built to be reliable, but they still require regular servicing to ensure optimal performance, fuel efficiency, and longevity. Just like our bodies need check-ups, even new cars benefit from routine car servicing to identify potential issues before they become major problems. Hoot’s plans are designed to keep your car running smoothly, regardless of its age.

Myth #5: I can always rely on warning lights on my dashboard

Fact: While dashboard warning lights are crucial in alerting you to potential problems, they often illuminate only after an issue has already arisen. Regular servicing with a qualified mechanic can proactively identify potential problems before they trigger warning lights, preventing breakdowns and potentially saving you money. Hoot’s plans help you stay on top of servicing needs, giving you peace of mind on the road.

Hoot to the rescue

Hoot’s Service and Wear and Tear plans offer a refreshing way to care for your car with:

  • Comprehensive coverage

Our Service and Wear and Tear Plans are designed to give you full cover for your car’s manufacturer-specified services and key wear and tear items, depending on the plan you choose. It’s simple, transparent and fully online.

  • Transparent and easy-to-understand policies

No more deciphering complex documents. Our plans are clear and straightforward, so you know exactly what’s covered without being subject to any hidden Ts and Cs.

  • Flexibility and freedom

You can choose your plan, get a quote, and sign up entirely online (no salesperson needed). Once you’re on board, a short waiting period applies before your cover kicks in.

  • Convenience

Hoot has an easy-to-use online platform. Here you can manage your service plan, change debit order dates, log claims, and re-run debit orders, all from the convenience of your phone.

Hoot offers full cover for your car’s services, with the option to add Wear and Tear protection too. Our plans provide the flexibility, convenience and transparency you’ve been looking for.
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Important Disclosures that you need to take note of

The Insurer (Product Supplier)

The Insurer underwrites the benefits of your Policy. Your Policy conforms to the requirements of the Short-Term Insurance Act 53 of 1998 (as amended) and in no way detracts from your legal rights.

Guardrisk Insurance Company Limited
Reg. No. 1992/001639/06
FSP No. 75
The Marc, Tower 2, 129 Rivonia Road, Sandton, 2196

Compliance
Tel: (011) 669-1104
Email: compliance@guardrisk.co.za

*You can access Guardrisk’s Complaints Resolution Policy at: www.guardrisk.co.za or email: complaints@guardrisk.co.za.

*You can access Guardrisk’s Conflict of Interest Management Policy at: www.guardrisk.co.za.

The Administrator

HootTM is a product of Innovation Group Distribution, a licensed Financial Services Provider for the purposes of the Financial Advisory and Intermediary Services Act 37 of 2002, FSP No. 49095. Claims by Innovation Group FSP with FSP number FSP No. 21468

Claims are processed by Innovation Group FSP with FSP number FSP No. 21468

Innovation Group FSP and Innovation Group distribution are authorised Financial Services Providers in terms of the FAIS Act and are entitled to render intermediary services relating to short-term insurance category 1 in respect of personal and commercial lines. Innovation Group FSP and Innovation Group distribution, which have contractual relationships with different Insurers, hold professional indemnity and fidelity guarantee insurance.

Conflict of Interest

Innovation Group has adopted a conflict of interest policy, which is set out on our website accessible from hootcover.co.za

Innovation Group has adopted a cookies, PAIA and privacy policy, which is set out on our website accessible from hootcover.co.za

Innovation FSP (Pty) Ltd
Reg. No. 1997/005662/07
VAT No. 4360174033
FSP No. 21468

Innovation Group Distribution FSP (Pty) Ltd
Reg. No. 1994/004145/07
VAT No. 4360174033
FSP No. 49095

155 West Street, Sandton, Johannesburg2194
Web: www.innovation.group
Tel: 0860 21 0007

Fees and Commissions

Regulatory Binder Fee (Innovation Group FSP) – 17.5%
Regulatory Commission (Innovation Group Distribution) – 12.5%
Total Monthly Premium – As per selection (premiums are inclusive of VAT)