Drive confidently with Hoot's Wear & Tear Plan

From R125/m

This plan provides wear and tear cover for all essential components and includes labour charges not covered by your manufacturer or aftermarket service plans.

Don’t want to speak to an agent?

Get a free quote

We are Hoot

Value-for-money wear and tear plans for every pocket.

We keep our customers on the road with our car wear and tear plans. Guaranteed satisfaction with a seamless digital experience, trusted transparency, and access to information that enables better buying decisions. Thanks to self-service functionality, easy to understand policy limits and enhanced claims processes we keep our customers in the driver seat – at all times.

Four plan levels to choose from

Wear and Tear 1

Wear and Tear 2

Wear and Tear 3

Wear and Tear 4

What you get with Hoot’s Wear and Tear Plan

FAQ

Do I need to submit a claim, or does the service centre handle it?

Just log into your Hoot portal, book a service at one of our Hoot-approved service centres, and when you arrive, let them know “I’m with Hoot”, then provide your details and Hoot Plan number. That’s it! Hoot and the service centre will take care of the rest, including the bill.

Your Wear & Tear Plan includes a Minor Electrical Capped Benefit, which covers key electrical components up to R1 000 per claim incident. The number of claims you can make depends on the duration of your plan.

Covered components include:
✔ Wiring repairs
✔ Globes
✔ Fuses
✔ Remote batteries and key re-coding
✔ Diagnostics

For a 24-month plan, you can claim up to five times, while a 36-month plan allows seven claims, each up to R1 000.

This benefit ensures your car’s minor electrical fixes are taken care of when you need them.

Your Wear & Tear Plan runs for a set period or until a specific mileage limit is reached—whichever happens first. The available options are:

✔ 24 months or 45 000 km
✔ 36 months or 60 000 km

Your Hoot Plan runs on a monthly debit order, ensuring your service costs are covered when the time comes. If a payment isn’t made on time, there’s a 15-day grace period to catch up. If no payment is received after that, your cover will not be in force, and your plan will be cancelled.

If you need to update your banking details, you can do it yourself through the Hoot self-service platform, just be sure to do so at least 10 days before your next payment.

Hoot’s Wear & Tear Plan makes servicing your car simple, affordable, and stress-free. Here’s why it’s the smart choice:

✔ Customisable cover – Choose the level of protection that suits your car.
✔ Partnered with RMI & MIWA-accredited service centres – Trusted experts, guaranteed quality.
✔ Essential parts covered – Brake pads, wipers, batteries, discs, and more.
✔ Affordable cover – Helps you plan for the inevitable replacement of wear and tear parts.
✔ Easy claims – No forms or back-and-forth. Just find your closest Hoot-approved service centre, book, and give your Hoot Plan number. We handle the rest.
✔ All online – Sign up and manage your plan yourself with no sales calls needed.
✔ Transparent – No hidden T’s & C’s, just clear cover with no surprises

Yes, there is a 3 month waiting period from the start date of your plan before you can claim for a service. You’ll need to have made at least one premium payment before your cover becomes active.

After that, you’re good to go.

How it works in 3 easy steps

Order your plan online now.

1.

  • Enter your vehicle information, registration and mileage.
  • Select the wear and tear plan level that best fits your vehicle’s needs and your budget.

2.

  • Provide your bank account information to set up a convenient debit order (don’t worry we’ll keep this safe).
  • Indicate when you want your policy to start, and when you’d like to be debited.

3.

  • Complete the cover signup and you’re ready to go! 
  • You’ll receive an email detailing your policy information for your records.

Hoot Wear and Tear Plan

From R125/month

Covers: All essential wear and tear components, related labour charges not covered by Manufacturer’s or Extended Service Plan.*

Don’t want to speak to an agent?

Need help?

Have a digital support agent call you back to discuss your options.

Luxury isn't really our thing

Below is the list of luxury vehicles that do not qualify for coverage under your Hoot Wear and Tear Plan.

  • Alfa
  • Chrysler
  • Land Rover
  • Volvo
  • Audi
  • Infinity
  • Mercedes-Benz
  • Lexus
  • BMW
  • Jaguar
  • Mini
  • Dodge
  • Jeep
  • Subaru
Hoot cover logo

Hoot Warranty Plans

Important disclosures that you need to take note of

The Insurer (Product Supplier)

The Insurer underwrites the benefits of your Policy. Your Policy conforms to the requirements of the Short-Term Insurance Act 53 of 1998 (as amended) and in no way detracts from your legal rights. Guardrisk Insurance Company Limited is a licensed non-life insurer and registered FSP with (FSP Nr 75).7

Guardrisk Insurance Company Limited
Reg. No. 1992/001639/06
FSP No. 75
The Marc, Tower 2, 129 Rivonia Road, Sandton, 2196
(011) 669 1000

Compliance
Tel: (011) 669-1104
Email: compliance@guardrisk.co.za

*You can access Guardrisk’s Complaints Resolution Policy at: www.guardrisk.co.za or email: complaints@guardrisk.co.za.

*You can access Guardrisk’s Conflict of Interest Management Policy at: www.guardrisk.co.za.

The Intermediary

HootTM is a product of Innovation Group Distribution, a licensed Financial Services Provider for the purposes of the Financial Advisory and Intermediary Services Act 37 of 2002, FSP No. 49095. 

The Administrator

Administration and claims by Innovation Group FSP with FSP number FSP No. 21468 Claims are processed by Innovation Group FSP with FSP number FSP No. 21468

Innovation Group FSP and Innovation Group distribution are authorised Financial Services Providers in terms of the FAIS Act and are entitled to render intermediary services relating to short-term insurance category 1 in respect of personal and commercial lines. Innovation Group FSP and Innovation Group distribution, which have contractual relationships with different Insurers, hold professional indemnity and fidelity guarantee insurance.

Conflict of interest

Innovation Group has adopted a conflict of interest policy, which is set out on our website accessible from hootcover.co.za

Innovation Group has adopted a cookies, PAIA and privacy policy, which is set out on our website accessible from hootcover.co.za

Innovation FSP (Pty) Ltd
Reg. No. 1997/005662/07
VAT No. 4360174033
FSP No. 21468

Innovation Group Distribution FSP (Pty) Ltd
Reg. No. 1994/004145/07
VAT No. 4360174033
FSP No. 49095

155 West Street, Sandton, Johannesburg2194
Web: www.innovation.group
Tel: 0860 21 0007

Fees and commissions

Regulatory Binder Fee (Innovation Group FSP) – 17.5%
Regulatory Commission (Innovation Group Distribution) – 12.5%
Total Monthly Premium – As per selection (premiums are inclusive of VAT)