

The Insurer (Product Supplier)
The Insurer underwrites the benefits of your Policy. Your Policy conforms to the requirements of the Short-Term Insurance Act 53 of 1998 (as amended) and in no way detracts from your legal rights.
Guardrisk Insurance Company Limited
Reg. No. 1992/001639/06
FSP No. 75
The Marc, Tower 2, 129 Rivonia Road, Sandton, 2196
Email: complaints@hootcover.co.za
Tel: 0861 02 4668
Tel: (011) 669-1104
Email: compliance@guardrisk.co.za
You can access Guardrisk’s Complaints Resolution Policy at: www.guardrisk.co.za or email: complaints@guardrisk.co.za. You can access Guardrisk’s Conflict of Interest Management Policy at: www.guardrisk.co.za.
Hoot™ will provide all disclosures as part of your onboarding process, which will also be available in your self-service area. If you purchased the Policy through an intermediary, you should be provided by the intermediary with the details of the premiums, commissions and any monetary obligations assumed by you directly or indirectly when buying your Policy.
HootTM is a product of Innovation FSP (Pty) Ltd, a licensed Financial Services Provider for the purposes of the Financial Advisory and Intermediary Services Act 37 of 2002, FSP No. 21468.
Innovation FSP (Pty) Ltd
Reg. No. 1997/005662/07
VAT No. 4360174033
FSP No. 21468
155 West Street, Sandton, Johannesburg2194
Web: www.innovation.group
Tel: 0860 21 0007
Innovation Group FSP and Innovation Group distribution are authorised Financial Services Providers in terms of the FAIS Act and are entitled to render intermediary services relating to short-term insurance category 1 in respect of personal and commercial lines. Innovation Group FSP and Innovation Group distribution, which have contractual relationships with different Insurers, hold professional indemnity and fidelity guarantee insurance.
HootTM has adopted a conflict of interest policy, which is set out on our website: www.hootme.co.za/conflicts.
Hoot Engine Mobility
Regulatory Binder Fee (Administrator)
12.5%
Regulatory Commission
12.5%
Total Premium
As Per Schedule
All premiums and commissions include VAT at ruling rate.
The premium amount due by the Insured is payable in advance for the cover period.
The fees and commissions are paid by the Insurer.